Judi Group, LLC ("we," "our," or "us,") is committed to ensuring that your privacy is protected. This privacy policy describes the types of information we may collect from you or that you may provide to us and our practices for collecting, using, maintaining, protecting, and disclosing that information. This policy applies to information collected or provided through any services offered on or through judi.group (our “Site”).
Please read this policy carefully. This policy is not intended to and does not create any contractual or other legal rights for any party. If you do not agree with our policies and practices, your choice is to not use our Site. By accessing or using this Site, you agree to this Privacy Policy.
As described in the Terms of Use, we may provide certain functionalities of the Site available for your use, to obtain information related to your use of the Site, our Services, your benefit plan, and related health care services, as the case may be (collectively, the “Services”). In order to provide these Services, we must collect and maintain certain personal information about you.
Your use of the Site may include the ability to download and access information pertaining to the Services, including personal information about yourself.
We may collect several types of information from and about you when you use our Site and Services, including information:
We may collect this information:
We may collect personal information about consumers that is considered “protected health information” (“PHI”) that we receive from our clients including but not limited to health plan clients, self-insured employers, or health care providers. PHI is governed by the privacy, security, and breach notification provisions of federal laws known as HIPAA (the Health Insurance Portability and Accountability Act of 1996) and HITECH (the Health Information Technology for Economic and Clinical Health Act), and their implementing regulations. State law may provide additional protections for PHI. This privacy policy does not cover PHI we collect about you. If you want to know how your health plan and their “business associates” and health care providers safeguard, use, and disclose PHI about you, ask your health plan and healthcare provider for their “Notice of Privacy Practices.”
We may use the information that we collect or you provide, including any personal information:
When permitted by applicable law, we may also:
We may disclose aggregated information about users of our Site, and information that does not identify any individual user.
We do not sell personal information to third parties. We may disclose personal information to third parties in the following ways:
We will retain your personal information for as long as is necessary (i) for the purposes set out this Privacy Policy including to provide services and products you have requested (ii) to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws, resolve disputes, and enforce our legal agreements and policies).
We may also retain usage details for internal analytical purposes or to strengthen the security or to improve the functionality of the Site or our Services.
Certain states provide additional consumer rights regarding your information. Depending on your state of residence, the following additional rights to access, correction, and deletion may apply.
Access
You have the right to request that we disclose to you what personal information we have collected about you within the preceding 12 months. Once we receive your request and confirm your identity, we will disclose to you information we have collected, used, or disclosed about you. We do not sell your personal information. You may exercise this right no more than twice per year.
Correction
You have the right to request that we correct inaccurate your personal information that we maintain. Once we receive your request and confirm your identity, we will make commercially reasonable efforts to correct the inaccurate personal information as you have directed.
Deletion
You have the right to request the deletion of your personal information that we have collected from you and retained. Once we receive your request and confirm your identity, we will delete (and direct our service providers to delete) your personal information from our records, unless an exception applies. Such exceptions include, but are not limited to, when the personal information is necessary to complete a transaction or provide goods or services to you, detect security incidents, comply with the law, and for internal uses reasonably aligned with your expectations.
Opt-Out
Certain state laws give consumers the right to opt-out of the sharing for certain advertising purposes or the sale of your personal information to third parties. We do not share for advertising purposes or sell your personal information to third parties.
Exercising Your Rights
To exercise your right to access, correct, or delete the personal information we have collected about you, please contact us at the contact information listed below. Within 10 business days of your request, we will contact you to confirm receipt of your request to verify your identity. We aim to respond to your request for access or deletion within 45 days of receiving the request. If we need more time to respond to your request, we will let you know the reason and how much additional time we will need. For Colorado residents, if we deny your request to access, correct, or delete your personal information, you may appeal that decision by contacting us at the contact information below and indicating your desire to appeal. We aim to respond to your request for access or deletion within 45 days of receiving the request. If we need more time to respond to your request, we will let you know the reason and how much additional time we will need.
Non-Discrimination
You have the right to not receive discriminatory treatment if you exercise your rights to access, delete, or opt-out.This means we cannot, for example:
Please note that we may charge a different price or rate or provide a different level or quality of goods and/or services to you, if that difference is reasonably related to the value provided to you by your personal information.
We understand the importance of keeping personal information safe and secure. We take reasonable measures to protect the information we collect from you. However, the transmission of information via the internet is not, and cannot be made, completely secure. We cannot and do not guarantee, ensure, or warrant that personal information will be completely secure from misappropriation by hackers or from other bad actors or criminals, or from the failure of computer hardware, software, or telecommunications networks. We will notify you, as required by law, if we discover a security breach involving your personal information (as defined by the applicable state and federal laws) processed by us.
The Site is not intended for, we do not believe it is appealing to, nor do we offer services through the Site to children under the age of 13. We do not intentionally collect personal information (as that term is defined in the Children’s Online Privacy Protection Act) from children under the age of 13 without parent consent. If you think we may have collected such personal information from a child under the age of 13 through the Site, please contact privacy@judigroup.com immediately.
Certain web browsers and other devices you may use to access our Site may permit you to indicate your preference that you do not wish to be “tracked” online. Currently, our Site does not respond to “Do Not Track” signals.
Our Site may contain links to third-party websites. If you click on those links, you will be taken to websites we do not control and to which this Privacy Policy does not apply. We are not responsible for the privacy practices of those websites and encourage you to review their privacy policies.
Categories of Personal Information We Have Collected From or About Users of the Site or the Card in the Preceding 12 Months
For more information, please see above “Information We Collect”
Categories of Sources From Which We Collect Personal Information
Please see above “Information We Collect”
Business or Commercial Purposes for Which We Have Collected Personal Information About Users of the Site or the Card in the Preceding 12 Months
Please see above “How We Use the Information”
Categories of Personal Information We Have Disclosed for a Business Purpose
For more information, please see above “Disclosure of Your Information”
Categories of Third Parties to Whom Personal Information Has Been Disclosed for a Business Purpose
For more information, please see above “Disclosure of Your Information”
We reserve the right to amend this privacy policy at our discretion and at any time. When we make changes, we will post the updated policy on our Site and update the policy’s effective date. Your continued use of the Site after we post changes means that you accept the changes.
If you have any questions or concerns about this Privacy Policy, please contact us at:
Judi Group
Attention: Privacy
